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BBT Group Limited is a firm of highly qualified Independent Financial Advisers with many years of award-winning experience in retirement planning, specialising in those working within the education sector. We are Chartered Financial Planners and Members of the Chartered Insurance Institute. We have worked with teachers and those in the education profession for over 20 years. |
What we do
Operating nationally, our consultants provide advice, guidance, planning and support across a broad range of financial and pension related areas, including the Teachers’ Pension Scheme and State Pension. In addition, our Estate Planning Division provides advice on wills, inheritance tax and trust planning.
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Retirement - making the right decisions The complexities of Public Sector Pension Schemes and State Pension and areas such as Additional Voluntary Contributions (AVCs) and Actuarially Reduced Benefits (ARBs) can often seem bewildering. In addition, the pros and cons of taking early or phased retirement, deciding when to retire, how much lump sum to take, whether to pay off the mortgage, whether to continue working part-time, how to manage on a reduced income and so on can be quite daunting. |
Then there are further considerations regarding investment choices, healthcare costs, tax and how to preserve family wealth. Making the right decisions in all these areas is critically important because these can have an impact on the quality of your whole retirement.
| Our expertise BBT Group Limited combines the skills of financial, estate planning and healthcare professionals all under one roof, providing a seamless and simplified service for our clients. We believe that this holistic approach provides a major advantage by integrating these specialist areas into a clear and cohesive plan, allowing you to enjoy retirement with total peace of mind. Find out more |
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Our range of services
- Public sector pension schemes, personal pension plans, self invested personal pension schemes (SIPPS), additional voluntary contributions (AVCs) and the State Pension.
- Advice on early retirement, phased retirement, premature retirement, retirement through redundancy, actuarially reduced benefits (ARBs), and obtaining and checking the accuracy of pension forecasts.
- Life insurance, family income protection, critical illness cover and private healthcare.
- Savings and investments including individual savings accounts (ISAs), fixed-interest bonds,
- Paid work after retirement and tax implications.
- Annuities and pension draw-downs.
- Mortgages and equity release.
- Estate planning (Wills, Inheritance Tax, Trusts and Lasting Powers of Attorney).
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BBT Asset Management, BBT Mortgages & Insurances, BBT Estate Planning, BBT Healthcare Services, BBT Annuities and BBT Online Trading are trading styles of Bebbington Brumby Townend Group Ltd, which is an appointed representative of TenetConnect Ltd, which is authorised and regulated by the Financial Services Authority (FSA). TenetConnect Ltd is entered on the FSA register (www.fsa.gov.uk/register) under reference 149826. The Financial Services Authority do not regulate all forms of estate planning. For investment advice we recommend products for the whole of the market. Bebbington Brumby Townend Group Ltd is registered in England & Wales number 3489429. Registered office address: Crawford House 96A Barnsley Road Sandal Wakefield WF1 5NP
All material © Bebbington Brumby Townend Group Limited unless otherwise stated. We are not responsible for the content of external sites.
